Today, for those of us in the 45 percent of the American population that is striving to keep New Year’s resolutions, The Lobster, given his focus on financial issues, offers the following bit of info, courtesy of our friends at WalletHub who publish The 10 Financial Resolutions for 2017.

The Top Ten personal finance resolutions for 2017 are

Thoroughly review your credit report and sign up for credit monitoring 

Pay bills right after receiving your paycheck

Repay 20% of your credit card debt

Use different credit cards for everyday purchases & Another for Debt.

Add One Month’s Pay to Your Emergency Fund

Improve Your credit score by 20 points

Ace WalletHub’s Course in Financial Literacy (www.wallethub.com)

Focus on Your Physical Health

Make a Realistic Budget and Stick to It

Look for a Better Job. (More on That in a Few Days)

WalletHub used a panel of personal finance experts to assemble this list. For more information on the resolutions click here.

If so, check out a new survey, The Best Cities for Singles, offered by our friends at WalletHub. According to the survey the best U.S. city for the single lifestyle is San Francisco. 

There is a large audience for this information says the survey because statistically 109 million adults in the US are single. That is 45 percent of the adult American population.

In assembling the results, WalletHub examined 150 of the most populated American cities with respect to 29 key indicators of compatibility with the Single But Looking lifestyle. These factors included the “Share of Single Population” and “Nightlife Options per Capita.

Cities were evaluated across 3 dimensions: Dating Economics, Romance & Fun, and Dating Opportunities.

The 29 key metrics by which these three dimensions were evaluate included such factors as: the costs of restaurant meals and taxi rides, the median household income, job growth, number of attractions per capita, weather (I note that 9 of the first 10 cities are warm-weather locations), share of single population, and singles gender balance.

For more information, including the complete list of cities, the complete methodology used to evaluate cities, and an opportunity to get expert advice from a panel of experts in five areas of single lifestyle:  financial advice for singles, a summary of what singles should look for in choosing a city in which to live, tips for dating on a budget, the economic impact of the singles population on a city, what should cities do to make cities more attractive to singles. The last two categories are for you urban planners out there on the single-but-looking survey visit wallet hub.com.