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EBT Riding The New Commercial Payments Infrastructure

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EBT, the use of debit card technology to distribute nutrition benefits, such as those formerly called food stamps, dates to 1985. There were 3 principal reasons behind the launch of EBT or Electronic Benefits Transfer. They were the mitigation of fraud and abuse in the food stamp program as well as ...
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Has the Community Reinvestment Act outlived its usefulness in the 21st century

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Has the more-than-40-year-old Community Reinvestment Act outlived its usefulness. Congress authorized the CRA in 1977, at a time when the banking landscape was far different than it is today.An article in the December 3, 2018 American Banker by Diego Zuluage of the Cato Institute’s Center for Monetary...
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